Play fair, take good care
Get the support you need when your bike is damaged or stolen. Return the favour by contributing a fair share to Laka.
Forget what you know about insurance.
Join a community of cyclists to play fair and take good care to save each other money on insurance.
GET YOUR Quote
Get the support you need when your bike is damaged or stolen. Return the favour by contributing a fair share to Laka.
Your share goes up and down (even £0!) based on the claims in our community. That saved our members 61% last year.
All claims are handled by our expert team and usually agreed within 1 day. Depreciation or excess? £0.
at home, locked outside, in the car & in transition areas of cycling events
Get your bike replaced after a theft from home or when locked with a gold-rated lock away from home. Your bikes are also covered in the car and at cycling events.
during commutes, weekend rides, sportives & races
Whatever parts are broken after an accident or vandalism, we arrange the repair and replacement in no time. Even if you crashed during a sportive or race.
for 60 days
Wherever you are on this planet, your bike is covered for up to 60 consecutive days. Go explore.
up to UCI level
Sportives and races are covered but we have a few exception if you are a professional racer.
taxi & rental bike
We reserve £200 to help make your life easier however we can after an accident or theft.
Paying the true cost of insurance means money which would usually line your insurer's pockets now stays in yours.
With us, 80% of what you pay goes to help fellow members who damaged or lost their bike and only 20% keeps Laka running. The rest is pure savings for you.
To date, our members saved 64% on bicycle insurance. That’s around £150 you could have spent on cycling (or other things).
No excess or depreciation. You choose the value you want to insure your bike for, as-new or for the replacement value.
Annual contracts are so outdated. Cancel whenever you want and leave by the end of the month.
Cover your stuff in seconds and reach us via real-time chat whenever you need us.
Claims? Usually agreed within 1 day.
Get one of our limited recovery packages when you injure yourself but want to keep training.
The Laka Club gives you access to the best cycling perks and weekly content updates. Discover our free third-party liability insurance for cyclists and other perks now.