Community-driven
Join our community of real cyclists to protect your bikes and gear. Bring your friends on board and get rewarded.
Forget what you know about insurance.
At Laka, we created a community of real cyclists to protect their bikes and gear. Our members get insurance at cost by only paying when claims are made.
GET YOUR LAKA PRICE
Only pay for the true cost of insurance and keep the savings when there are fewer claims.
Extra strong coverage for your bikes and gear, so you get the full value back when you claim.
Wherever you are on this planet, your bike is covered for up to 60 consecutive days. Go explore.
Sportives and races are a key part of cycling, so we've got your bike covered in all events up to UCI level.
Paying the true cost of insurance means money which would usually line your insurer's pockets now stays in yours.
With us, 80% of what you pay goes to helping fellow members who damaged or lost their bike and only 20% keeps Laka running. The rest is pure savings for you.
To date, our members saved 77% on bicycle insurance. That's around £111 you could have spent on cycling (or other things).
No excess or depreciation. You choose the value you want to insure your bike as-new or for the replacement value.
Annual contracts are so outdated. Cancel whenever you want and leave by the end of the month.
Cover your stuff in seconds and reach us via real-time chat whenever you need us.
We reserve extra funds to help make your life easier however we can after an accident or theft.