£25
CREDIT APPLIED
£25
CREDIT APPLIED

Bicycle insurance
powered by you

Forget what you know about insurance.

At Laka, we created a community of real cyclists to protect their bikes and gear. Our members get insurance at cost by only paying when claims are made.

GET YOUR LAKA PRICE

Featured in

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Community-driven

Join our community of real cyclists to protect your bikes and gear. Bring your friends on board and get rewarded.

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Unusually Fair Price

Only pay for the true cost of insurance and keep the savings when there are fewer claims.

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Bulletproof Protection

Extra strong coverage for your bikes and gear, so you get the full value back when you claim.

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Interested? Tell us about your bikes and get your quote

GET YOUR LAKA PRICE
£25 free credit applied!

Worry-free cover for your bikes & gear...

DAMAGE
THEFT
LOSS
Globally Protected

Wherever you are on this planet, your bike is covered for up to 60 consecutive days. Go explore.

Race Safely

Sportives and races are a key part of cycling, so we've got your bike covered in all events up to UCI level.

...without traditional insurance's hefty markups 

Paying the true cost of insurance means money which would usually line your insurer's pockets now stays in yours.

With us, 80% of what you pay goes to helping fellow members who damaged or lost their bike and only 20% keeps Laka running. The rest is pure savings for you.

To date, our members saved 77% on bicycle insurance. That's around £111 you could have spent on cycling (or other things).

How we use what you pay us
Monthly price to protect 
£2,000
 of gear
£7
Typically around
£17
Never more than
Never more than £18 per month FREE FREE FREE £7 FREE £11 JAN FEB MAR APR MAY JUN
GET YOUR LAKA PRICE
£25 free credit applied
How we use what you pay us
Monthly price to protect 
£2,000
 of gear
£7
Typically around
£17
Never more than
Never more than £18 per month FREE FREE FREE £7 FREE £11 JAN FEB MAR APR MAY JUN

Bike insurance that's ahead of the pack

Get your money's worth

No excess or depreciation. You choose the value you want to insure your bike  as-new or for the replacement value.

Monthly flexibility

Annual contracts are so outdated. Cancel whenever you want and leave by the end of the month.

Instant everything

Cover your stuff in seconds and reach us via real-time chat whenever you need us.

Going the extra mile

We reserve extra funds to help make your life easier however we can after an accident or theft.