Play fair, take good care
Get the support you need when your bike is damaged or stolen. Return the favour by contributing a fair share to Laka.
Looking for Liability Cover?
Get it for free in the Laka Club.
Forget what you know about insurance.
Join a community of cyclists to play fair and take good care to save each other money on insurance.
Get the support you need when your bike is damaged or stolen. Return the favour by contributing a fair share to Laka.
Your share goes up and down (even £0!) based on the claims in our community. That saved our members 61% last year.
All claims are handled by our expert team and usually agreed within 1 day. Depreciation or excess? £0.
Super efficient, super friendly personal service, with really quick response times, even out of usual office hours. It is really straight forward to set up your insurance, the way your bill is calculated is very good, making Laka one of the cheapest insurance companies on the market. 11/10 would recommend!
Brilliant concept and incredible service. Love the idea of an insurance scheme funded by the community and an insurance company that wants to do the right thing for its customers. Oh and they're friendly, efficient, responsive and helpful too. If you're a cyclist and want a much better type of insurance (which benefits you and the wider cycling community too) then I'd encourage you to check out Laka. Highly recommended
at home, locked outside, in the car & in transition areas of sportives & triathlons
Get your bike replaced after a theft from home or when locked with a gold-rated lock away from home. Your bikes are also covered in the car and at cycling events.
during commutes, weekend rides, sportives & races
Whatever parts are broken after an accident or vandalism, we arrange the repair and replacement in no time. Even if you crashed during a sportive or race.
for 60 days
Wherever you are on this planet, your bike is covered for up to 60 consecutive days. Go explore.
up to UCI level
Sportives and races are covered but we have a few exception if you are a professional racer.
taxi & rental bike
We reserve £200 to help make your life easier however we can after an accident or theft.
With Laka, money which would usually line your insurer's pockets now stays in yours.
80% of what you pay goes to help fellow members who damaged or lost their bike and only 20% keeps Laka running. The rest is pure savings for you.
No excess or depreciation. You choose the value you want to insure your bike for, as-new or for the replacement value.
Annual contracts are so outdated. Cancel whenever you want and leave by the end of the month.
Cover your stuff in seconds and reach us via real-time chat whenever you need us.
Claims? Usually agreed within 1 day.
Get one of our limited recovery packages when you injure yourself but want to keep training.
