£25
CREDIT APPLIED
£25
CREDIT APPLIED

Split the cost of great insurance with a community of cyclists

Stop paying inflated premiums every year.

Laka charges you the true cost of insurance. Every month, we add up all claims incurred by our members and split the cost fairly among them.

Join us and benefit from incredible cover and the best rates.

Get your quote now

Featured in

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Community-driven

Join our community of real cyclists to protect your bikes and gear.

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Unusually Fair Price

Pay only your fair share every month to cover claims made by the community.

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Incredible Value

Get the full value of your bike when you claim, no excess or depreciation.

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Interested? Tell us about your bikes and get your quote

GET YOUR QUOTE NOW
£25 free credit applied!

Worry-free cover for your bike & gear...

DAMAGE
THEFT
LOSS
Ride Anywhere

Wherever you are on this planet, your bike is covered for up to 60 consecutive days. Go explore.

Race Safely

Sportives and races are a key part of cycling, so we've got your bike covered in all events up to UCI level.

...without traditional insurance's hefty markups 

Paying the true cost of insurance means money which would usually line your insurer's pockets now stays in yours.

With us, 80% of what you pay goes to helping fellow members who damaged or lost their bike and only 20% keeps Laka running. The rest is yours to keep.

How we use what you pay us
Monthly price to protect 
£2,000
 of gear
£7
Typically around
£17
Never more than
Never more than £18 per month FREE FREE FREE £7 FREE £11 JAN FEB MAR APR MAY JUN
GET YOUR QUOTE NOW
£25 free credit applied
How we use what you pay us
Monthly price to protect 
£2,000
 of gear
£7
Typically around
£17
Never more than
Never more than £18 per month FREE FREE FREE £7 FREE £11 JAN FEB MAR APR MAY JUN

Bike insurance that's ahead of the pack

Get your money's worth

No excess or depreciation. You choose the value you want to insure your bike  as-new or for the replacement value.

Beyond flexible

Annual contracts are out. If you can actually find a better deal, you are free to go at the end of each month.

Instant everything

Cover your stuff in seconds and reach us via real-time chat whenever you need us.

Going the extra mile

We reserve extra funds to help make your life easier however we can after an accident or theft.