Community-driven
Join our community of real cyclists to protect your bikes and gear.
Stop paying inflated premiums every year.
Laka charges you the true cost of insurance. Every month, we add up all claims incurred by our members and split the cost fairly among them.
Join us and benefit from incredible cover and the best rates.
Get your quote now
Pay only your fair share every month to cover claims made by the community.
Get the full value of your bike when you claim, no excess or depreciation.
Wherever you are on this planet, your bike is covered for up to 60 consecutive days. Go explore.
Sportives and races are a key part of cycling, so we've got your bike covered in all events up to UCI level.
Paying the true cost of insurance means money which would usually line your insurer's pockets now stays in yours.
With us, 80% of what you pay goes to helping fellow members who damaged or lost their bike and only 20% keeps Laka running. The rest is yours to keep.
No excess or depreciation. You choose the value you want to insure your bike as-new or for the replacement value.
Annual contracts are out. If you can actually find a better deal, you are free to go at the end of each month.
Cover your stuff in seconds and reach us via real-time chat whenever you need us.
We reserve extra funds to help make your life easier however we can after an accident or theft.