Tell us the value of your bikes

ADD BIKEShow quote

Your monthly share

£0
Minimum
£5
Typically around
£9
Never more than
I have a referral code
Referral credit applied!
JOIN LAKA

Bicycle insurance powered by you

Forget what you know about insurance.

Join a community of cyclists to play fair and take good care to save each other money on insurance.

GET YOUR Quote

READ MORE

Featured in

Discover the Laka difference

01

Play fair, take good care

Get the support you need when your bike is damaged or stolen. Return the favour by contributing a fair share to Laka.

01

02

Get a ridiculously fair price

Your share goes up and down (even £0!) based on the claims in our community. That saved our members 61% last year.

02

03

Spend less time off bike

All claims are handled by our expert team and usually agreed within 1 day. Depreciation or excess? £0.

03

Bullet-proof cover for your bikes & gear

Theft Cover

at home, locked outside, in the car & in transition areas of cycling events

Get your bike replaced after a theft from home or when locked with a gold-rated lock away from home. Your bikes are also covered in the car and at cycling events.

Damage Cover

during commutes, weekend rides, sportives & races

Whatever parts are broken after an accident or vandalism, we arrange the repair and replacement in no time. Even if you crashed during a sportive or race.

Travel Cover

for 60 days

Wherever you are on this planet, your bike is covered for up to 60 consecutive days. Go explore.

Race Cover

up to UCI level

Sportives and races are covered but we have a few exception if you are a professional racer.

Emergency

taxi & rental bike

We reserve £200 to help make your life easier however we can after an accident or theft.

...without traditional insurance's hefty markups 

Paying the true cost of insurance means money which would usually line your insurer's pockets now stays in yours.

With us, 80% of what you pay goes to help fellow members who damaged or lost their bike and only 20% keeps Laka running. The rest is pure savings for you.

To date, our members saved 62% on bicycle insurance. That’s around £190 you could have spent on cycling (or other things).

GET YOUR QUOTE
£25 free credit applied
How we use what you pay us
Monthly price to protect 
£2,000
 of gear
£8
Typically around
£17
Never more than
Never more than £18 per month FREE FREE FREE £7 FREE £11 JAN FEB MAR APR MAY JUN

Bike insurance that's ahead of the pack

Get your money's worth

No excess or depreciation. You choose the value you want to insure your bike for, as-new or for the replacement value.

Flexible to the month

Annual contracts are so outdated. Cancel whenever you want and leave by the end of the month.

Instant everything

Cover your stuff in seconds and reach us via real-time chat whenever you need us.
Claims? Usually agreed within 1 day.

Recover like a pro

Get one of our limited recovery packages when you injure yourself but want to keep training.

Top-rated and award-winning

We bagged multiple awards in our first year and received  5-star ratings across the board from our customers (bar one...).

insurance-choice-awards-laka-best-newcomer
insurance-choice-awards-laka-best-cycle-insurer-insurance-provider
insurance-choice-awards-laka-innovation-of-the-year

Can't commit today?

Get a reminder to join Laka and get £10 credit when you change over

Thank you! Your submission has been received!
Darn, something didn't work. Please try again in a couple of minutes.

Not sure how to leave your current insurer? Read more here.

BEYOND BICYCLE INSURANCE

The one cycling membership that gives you access to the best cycling perks.

FREE or £10
LAKA

Third-party liability Insurance for cyclists

15% OFF
Restrap

The ultimate bike packing kit - hand made in Yorkshire

15% OFF
Hexlox

Secure your saddle, seat post, wheels with ease

50% OFF
Cycling Weekly

Keep updated with a Cycling Weekly subscription

30% OFF
VonCrank

Get your bike maintained or repaired at home or work

20% OFF
Hiplok

Get a secure bike lock that's not a hassle to carry around

10% OFF
Sigma Sports Challenge Series

Challenge yourself this summer to a sportive

LAKA CREDIT
Wahoo

Get up to £60 Laka credits when buying Wahoo gear

LAKA CREDIT
Zwift

Get up to £52 Laka credits with your Zwift subscription

Supported by

Heap | Mobile and Web Analytics