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LAKA

Third-party liability Insurance for cyclists

Scratched a car on your way to work or bumped into another cyclist on a ride? This cover will pay those bills (up to £2m), and it's free - if you want.

Who this is for

This cover is for all members of the Laka Club. Whether you are a regular commuter, courier, racer or mountain climber (or any other kind of cyclist), our third-party liability cover protects you when you discover the world on your bike.

The Facts

  • 1 year cover duration
  • £2m in coverage
  • £100 excess for each claim
  • Provided for free if you are ok with receiving occasional emails from us

What is covered

  • Any amount you are liable to pay including legal cost if you injure someone or damage their property whilst using your bike
  • International trips up to 60 days per trip
  • Use of your bike for regular commutes, ride-outs and group rides, commercial use, and races

What is not covered

  • Use of a bike for professional racing
  • Injury to any of your employees or members of your family normally residing with you
  • Any settlement made within countries which operate under the laws of the United States of America or Canada

Policy Documents

Find the complete policy information in our IPID and Policy Wording.

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