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£12 p.a.

Third-party liability Insurance for cyclists

Who this is for

Whether you are a regular commuter, courier, racer or mountain climber (or any other kind of cyclist), our third-party liability cover protects you when you discover the world on your bike.

The Facts

  • Annual policy
  • Cover limits: £2,000,000
  • Excess: £150
  • Price: £12 per annum (You'll get £12 in Laka Credit to use for our bicycle insurance)

What is covered

  • Any amount you are liable to pay including legal costs if you injure someone or damage their property whilst using your bike
  • International trips up to 60 days per trip (excluding USA / Canada)
  • Use of your bike for regular commutes, ride-outs and group rides , commercial use, and races

What is not covered

  • Using your bicycle for any commercial purpose
  • Any races in which you earn an appearance fee for participation or are paid a salary to participate
  • Any trips to the USA / Canada

Policy Documents

Explore the Summary of Cover to find out if our cover is right for you.

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£12 p.a.
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